According to information from the People's Bank of China, on January 10, the People's Bank of China and the China Bank Insurance Regulatory Commission jointly held a symposium on major banks' credit operations, with the aim of educating and expanding financial support. Stabilization of development.
The meeting urged the People's Bank of China, China Banking Insurance Regulatory Commission and major banks to maintain credit support for the real economy, increase financial support for domestic demand and supply systems, and do well in infrastructure, microfinance and insurance investments. . Financial services in key areas such as small enterprises, technological innovation, production, green development, sustainability maintenance and real estate financing procedures, promoting the overall improvement of economic activities and providing strong financial support for a good start in modern socialist construction. entire country.
At the same time, it was noted at the meeting that all major banks should understand the pace of credit provision, work to further improve the credit structure, and clearly and strongly support the main directions and weaknesses of national economic and social development.
According to the 2022 Financial Statistics Report released by the People's Bank of China on the same day, yuan loans reached 21.31 trillion yuan in 2022, up 1.36 trillion yuan from the previous year. Among them, household loans increased by 3.83 trillion yuan, business (institutional) loans by 17.9 trillion yuan, and non-bank financial institution loans by 125.4 billion yuan.
At the credit problem symposium, it was emphasized that the government should do well together with related departments of the state government and local administrative agencies in the direction of building delivery, guaranteeing people's livelihood, and securing stability. and home consumer interests. To support the stable and healthy development of the real estate market, implement 16 financial policies and measures, effectively use private corporate bond financing instruments ("second arrow"), maintain stable financing channels, same. It meets the reasonable needs of real estate companies and industrial investments. Implement differential housing credit policies based on city policies, better support urgent housing needs and improvements, expand financial support for housing rentals, provide housing finance services to new citizens and young people, and “lease and purchase” A housing system that pays attention to everyone.